)
The Biggest Challenges for Fintechs in Creating Meaningful Social Impact
)
In a recent article by Fintech Magazine, industry leaders explore the major challenges fintechs face in making a real social impact. From ensuring financial inclusion to tackling cybersecurity threats and adapting to evolving regulations, these companies must navigate a complex landscape to drive meaningful change.
In this article Matthieu Maurin, CEO and founder of Iceberg Data Lab, emphasizes the importance of investing in ESG expertise: “The transition means new business models and technology, which requires investment in new models and expertise to understand them (for instance, what are the externalities and therefore the net impact of hydrogen or of batteries?). That means that the budgets to develop that ESG expertise should steeply increase in the coming years. That will be possible only through efficiency gains from more mature cost centers at financial institutions, like the cost of financial data, which should be rationalized, provided by open-source data hubs, and free, leveraging on public repositories of financial reporting and rolling standards such as the XBRL format. Economic rent from incumbents selling financial data should be eliminated to leave room for much-needed investments into climate, nature, and social data that our economy needs now.”
Latest News
)
New Climate Rating Tool from Iceberg Data Lab Empowers Everyone to Measure Impact
)
Insights from #RegTechDay: Harnessing AI for Sustainable Reporting
)
Corporate Biodiversity Footprint 3.0 Released
)
ESG Data Provider of the year - IDL
)
Partnering with Indefi to Support Bpifrance on LEC29 Reporting
Related Articles
You might be interested in these articles
ESG Footprint
Understanding your ESG footprint is essential for organisations seeking to measure and manage environmental, social, and governance impacts across operations and value chains. An ESG footprint evaluates carbon emissions, social responsibility, and governance practices, enabling companies to meet investor expectations, comply with global reporting standards, and drive sustainable performance. Iceberg Data Lab’s advanced ESG data solutions provide scientifically robust methodologies, real-time analytics, and automated reporting tools that support accurate footprint measurement, Scope 1, 2, and 3 emissions tracking, and strategic decision-making. By integrating ESG footprint insights into corporate strategy, organisations can enhance transparency, mitigate sustainability risks, and create long-term value for stakeholders while aligning with net-zero and regulatory objectives.
Read more →
Biodiversity Solutions
Biodiversity is critical to ecosystem health, climate stability, and sustainable business operations, yet global species loss and habitat degradation continue at alarming rates. Effective biodiversity solutions enable organizations to assess, manage, and mitigate nature-related risks across operations and supply chains. Iceberg Data Lab provides advanced ESG data analytics, spatial mapping, and scientific methodologies to identify biodiversity dependencies, evaluate ecosystem impacts, and implement actionable strategies. By integrating biodiversity considerations into corporate decision-making, organizations can enhance regulatory compliance, support conservation efforts, reduce environmental risks, and unlock opportunities for nature-positive business practices that safeguard long-term ecological and economic resilience.
Read more →
Deforestation: Global Environmental Crisis
Deforestation has reached crisis levels, with forests disappearing at a rate of 30 million hectares annually, driving climate change, biodiversity loss, and ecosystem disruption. For financial institutions and corporates, understanding deforestation risks is critical for sustainable investment decisions and ESG compliance. Advanced satellite monitoring, AI analytics, and ESG data solutions now provide unprecedented visibility into forest loss patterns, enabling real-time risk assessment, supply chain traceability, and proactive management of nature-related impacts. By integrating these technologies, organizations can mitigate deforestation-related financial and environmental risks, support sustainable sourcing, and align business strategies with global climate and biodiversity objectives.
Read more →
Decarbonisation Strategy
Developing a robust decarbonisation strategy is essential for organisations aiming to reduce carbon emissions while maintaining competitive advantage. By systematically measuring, managing, and reducing Scope 1, 2, and 3 emissions, companies can align with global net zero commitments and deliver measurable climate impact. Our data-driven approach integrates science-based target setting, stakeholder engagement, operational transformation, and advanced technology solutions, enabling businesses to optimise energy efficiency, adopt renewable energy, and embed circular economy principles across operations. Comprehensive monitoring and reporting ensure progress is transparent, regulatory compliant, and demonstrates genuine carbon reductions, positioning organisations for long-term resilience, sustainable growth, and enhanced access to climate-focused investment opportunities.
Read more →
EU Taxonomy Alignment
Discover how EU Taxonomy Alignment is reshaping sustainable finance by setting strict environmental criteria that separate true sustainability from greenwashing. Learn why mastering this evolving framework is essential for organisations seeking compliant reporting, improved data transparency, and access to green investment opportunities.
Read more →
TNFD Framework
The TNFD framework is the global standard for nature related financial disclosures, enabling organizations to systematically assess, manage, and report their dependencies and impacts on ecosystems. Adopted by over 500 organizations representing trillions in assets, TNFD provides financial institutions and companies with structured guidance through four pillars—governance, strategy, risk management, and metrics—and the LEAP methodology for Locate, Evaluate, Assess, and Prepare. The framework supports spatially explicit assessments, nature-specific disclosures, and integration with existing ESG reporting standards, helping organizations mitigate biodiversity risks, comply with emerging regulations, access sustainable finance, and capture nature-positive business opportunities. Iceberg Data Lab’s advanced ESG data solutions further enable effective TNFD implementation, providing scientific methodologies and analytics to support credible, actionable, and future-proof nature-related disclosures.
Read more →
Paris Agreement
The Paris Agreement remains the world’s most influential climate accord, uniting nearly every nation in the fight to limit global warming to 1.5–2°C. Since its adoption at COP21, this landmark framework has transformed international climate policy through nationally determined contributions, transparency mechanisms, and global stocktakes. Yet despite unprecedented cooperation, current commitments fall far short of what science demands, with rising emissions threatening long-term temperature goals. Explore how the Paris Agreement works, where countries are falling behind, and why climate finance, carbon markets, and political stability will determine whether the world can close the ambition gap and achieve a net-zero future.
Read more →
Biodiversity Accounting
Biodiversity accounting is transforming how businesses measure, manage, and report their impact on nature. By systematically assessing ecosystems and species within operations and financial portfolios, organisations can meet rising regulatory demands, mitigate nature-related risks, and enhance environmental stewardship. Learn how financial institutions leverage frameworks like PBAF to integrate biodiversity considerations into decision-making, quantify portfolio impacts, and pursue sustainable investment strategies. Discover essential impact assessment methods, from Mean Species Abundance (MSA) to ecosystem services valuation, that empower companies to achieve nature-positive outcomes while staying competitive in a rapidly evolving regulatory landscape.
Read more →
EU Omnibus: What Finance and Sustainability Professionals Need to Know
The EU Omnibus represents a significant milestone in the evolution of sustainability reporting across Europe. Introduced by the European Commission, the Omnibus package seeks to simplify existing reporting requirements while aligning companies with the new European Sustainability Reporting Standards (ESRS) under the CSRD (Corporate Sustainability Reporting Directive).
Read more →
New Climate Rating Tool from Iceberg Data Lab Empowers Everyone to Measure Impact
Iceberg Data Lab now publicly offers its Climate Rating scores for 8,500 companies, empowering stakeholders to transparently assess corporate alignment with the Paris Agreement.
Read more →
SFDR Regulation
The Sustainable Finance Disclosure Regulation (SFDR) has fundamentally transformed global investment practices, establishing comprehensive transparency standards that extend far beyond European borders. This groundbreaking regulation mandates that financial market participants provide standardized disclosures about sustainability integration, creating unprecedented visibility into environmental, social, and governance factors across investment processes
Read more →
Insights from #RegTechDay: Harnessing AI for Sustainable Reporting
Discover how AI and satellite mapping are transforming climate and biodiversity compliance in finance—find out what happened at #RegTechDay Paris and how Iceberg Data Lab is leading the way.
Read more →
ESG Data Provider of the year - IDL
We’re delighted to announce that we have won the ESG Data Provider of the Year, EMEA, in the 2025 Environmental Finance Sustainable Investment Awards.
Read more →
Covéa Finance Selects Iceberg Data Lab for Biodiversity Portfolio Analysis
March 20, 2025 CovĂ©a Finance is a leading investment management firm and part of the CovĂ©a group, which includes MMA, MAAF, and GMF. Known for their expertise in asset management across multiple sectors, CovĂ©a Finance plays a key role in the financial ecosystem. As part of our collaboration, CovĂ©a Finance will be using our Corporate Biodiversity Footprint to assess and analyze their portfolio’s exposure and dependencies on IDL Developed Countries, covering up to 1,800 issuers.
Read more →
The Biggest Challenges for Fintechs in Creating Meaningful Social Impact
In a recent article by Fintech Magazine, industry leaders explore the major challenges fintechs face in making a real social impact. From ensuring financial inclusion to tackling cybersecurity threats and adapting to evolving regulations, these companies must navigate a complex landscape to drive meaningful change. In this article Matthieu Maurin, CEO and founder of Iceberg Data Lab, emphasizes the importance of investing in ESG expertise: “The transition means new business models and technology, which requires investment in new models and expertise to understand them (for instance, what are the externalities and therefore the net impact of hydrogen or of batteries.
Read more →Get in touch!
Want to know more? Fill out the form or reach us directly via email at contact@icebergdatalab.com.
75116 Paris
EC2Y 9DT London
60327 Frankfurt am Main, Frankfurt
Beverly, MA 01915
